Senior Software Engineer, Lending

Chime Financial, Inc · New York, NY, USA; San Francisco

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Company
Chime Financial, Inc
Location
New York, NY, USA; San Francisco
Posted
July 29, 2026

About this job

About the role Chime’s Lending org builds the products and platforms that give members access to fair, transparent credit and liquidity when they need it most, from Earned Wage Access through MyPay, to flexible overdraft with SpotMe, to longer-term Instant Loans, and the platforms that power credit decisions, funding, repayments, and servicing behind the scenes. We operate some of Chime’s most consequential systems. Our teams build real-time money movement and decisioning infrastructure at scale, including underwriting and eligibility, ledgering and reconciliation, capital markets workflows, repayment systems, and financial transactions that must be correct, resilient, and auditable.…

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Senior Software Engineer, Lending — Chime Financial, Inc | NewLuxJob