Lead Data Scientist, Credit Risk
Chime Financial, Inc · Chicago, IL, USA; San Francisco
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- Company
- Chime Financial, Inc
- Location
- Chicago, IL, USA; San Francisco
- Salary
- $152,000 — $210,000
- Posted
- October 13, 2026
About this job
About the Role We are looking for an experienced Credit Risk Data Scientist who is data-driven, has strong analytical and technical skills, and operates with a high degree of ownership. In this role, you will lead the credit strategy that lets Chime lend to people before they have a relationship with us — starting with Instant Loans for new members (top of funnel) and expanding to future unsecured credit products such as credit cards. You'll develop risk policies and strategies to manage credit risk throughout the member lifecycle, and you'll work as a trusted cross-functional partner with product, growth, data engineering, machine learning, and analytics teams, interacting with business stakeholders across many departments.…
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